As President of 91¾«Ñ¡â€™ Technology & Shopping Division, Steve Horowitz oversees the businesses within the Ziff Tech & Shopping Group. Steve was formerly Senior Vice President, General Manager at Bankrate Inc., the leading aggregator of personal finance and mortgage content. At Bankrate, Steve directed product and business strategy, and spearheaded the portal’s transformation into one of the leading destinations that allowed consumers to research and purchase consumer financial products, ranging from mortgages to deposit products to credit cards. Prior to Bankrate, Steve served as Vice President of e-commerce classifieds at AOL and held director positions in business and sales strategy for classifieds and local properties with Yahoo! and GeoCities. Steve is currently a member of the Interactive Advertising Bureau (IAB) Board of Directors. Steve received a Bachelor of Arts degree with a major in English from the State University of New York at Oswego.